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Student loan (interest-bearing)
Rentedragende lening ·Géré par Dienst Uitvoering Onderwijs (DUO)
The optional DUO loan supplements the grants. You adjust the monthly amount freely in Mijn DUO, and repayment only starts two years after you stop studying, scaled to your income.
Qui y a droit
- Same base conditions as the basisbeurs
- Loan amount adjustable per month in Mijn DUO
Comment faire la demande
Request it in Mijn DUO — you can switch it on and off during the year, retroactively within the academic year.
Dates limites: Adjustable any time; retroactive within the academic year
Demander / canal officiel →Changements récents et annoncés
Interest dropped from 2.57% to 2.33% on 1 January 2026. After your studies the rate is fixed in 5-year periods.
Sources
- Rentepercentages studiefinanciering 2026 — DUO (consulté le 10 juillet 2026)
- Bedragen studiefinanciering — DUO (consulté le 10 juillet 2026)
Dernière vérification 10 juillet 2026
Aides liées
Tuition fee loan (collegegeldkrediet)· Collegegeldkrediet
jusqu’à 224,50 € par mois
A separate loan that covers your tuition month by month — €224.50/month from September 2026. Also open to EU students who don't qualify for full student finance.
Lifelong learning credit· Levenlanglerenkrediet
jusqu’à 13 005 € par mois
Tuition loan for adults who no longer have regular student-finance rights — typically 30 to 56 — covering statutory or up to 5× institutional tuition.