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Lifelong learning credit
Levenlanglerenkrediet ·Géré par Dienst Uitvoering Onderwijs (DUO)
The levenlanglerenkrediet lets you finance a new accredited hbo/wo program (any study mode, including modular) or full-time mbo bol after your regular entitlement is gone. Repayment runs over 15 years, scaled to income.
Qui y a droit
- No remaining regular studiefinanciering entitlement
- Younger than 57 (limit rises with the state-pension age)
- Tuition not fully paid by your employer or parents
- Dutch, EU/EEA/Swiss (plus partners/children) or a qualifying residence permit
Comment faire la demande
Apply via Mijn DUO before or during the academic year; the credit is granted per enrolled year.
Dates limites: Per academic year, tied to enrollment
Demander / canal officiel →Changements récents et annoncés
Interest fell to 2.33% on 1 January 2026; the maximum tracks the tuition rate.
Sources
- Levenlanglerenkrediet — voorwaarden — DUO (consulté le 10 juillet 2026)
- Wat is het levenlanglerenkrediet? — Rijksoverheid (consulté le 10 juillet 2026)
Dernière vérification 10 juillet 2026
Aides liées
Student loan (interest-bearing)· Rentedragende lening
jusqu’à 315,17 € par mois
Borrow up to €315.17 per month on top of your grants, at 2.33% interest (2026), repaid income-contingently over 35 years.
Tuition fee loan (collegegeldkrediet)· Collegegeldkrediet
jusqu’à 224,50 € par mois
A separate loan that covers your tuition month by month — €224.50/month from September 2026. Also open to EU students who don't qualify for full student finance.