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Student loan (interest-bearing)
Rentedragende lening ·Zuständig Dienst Uitvoering Onderwijs (DUO)
The optional DUO loan supplements the grants. You adjust the monthly amount freely in Mijn DUO, and repayment only starts two years after you stop studying, scaled to your income.
Wer hat Anspruch
- Same base conditions as the basisbeurs
- Loan amount adjustable per month in Mijn DUO
So beantragst du es
Request it in Mijn DUO — you can switch it on and off during the year, retroactively within the academic year.
Fristen: Adjustable any time; retroactive within the academic year
Beantragen / offizieller Kanal →Aktuelle & angekündigte Änderungen
Interest dropped from 2.57% to 2.33% on 1 January 2026. After your studies the rate is fixed in 5-year periods.
Quellen
- Rentepercentages studiefinanciering 2026 — DUO (abgerufen 10. Juli 2026)
- Bedragen studiefinanciering — DUO (abgerufen 10. Juli 2026)
Zuletzt geprüft 10. Juli 2026
Verwandte Förderungen
Tuition fee loan (collegegeldkrediet)· Collegegeldkrediet
bis zu 224,50 € pro Monat
A separate loan that covers your tuition month by month — €224.50/month from September 2026. Also open to EU students who don't qualify for full student finance.
Lifelong learning credit· Levenlanglerenkrediet
bis zu 13.005 € pro Monat
Tuition loan for adults who no longer have regular student-finance rights — typically 30 to 56 — covering statutory or up to 5× institutional tuition.