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Student loan (interest-bearing)
Rentedragende lening ·Gestionada por Dienst Uitvoering Onderwijs (DUO)
The optional DUO loan supplements the grants. You adjust the monthly amount freely in Mijn DUO, and repayment only starts two years after you stop studying, scaled to your income.
Quién tiene derecho
- Same base conditions as the basisbeurs
- Loan amount adjustable per month in Mijn DUO
Cómo solicitarla
Request it in Mijn DUO — you can switch it on and off during the year, retroactively within the academic year.
Plazos: Adjustable any time; retroactive within the academic year
Solicitar / canal oficial →Cambios recientes y anunciados
Interest dropped from 2.57% to 2.33% on 1 January 2026. After your studies the rate is fixed in 5-year periods.
Fuentes
- Rentepercentages studiefinanciering 2026 — DUO (consultado el 10 de julio de 2026)
- Bedragen studiefinanciering — DUO (consultado el 10 de julio de 2026)
Última verificación 10 de julio de 2026
Ayudas relacionadas
Tuition fee loan (collegegeldkrediet)· Collegegeldkrediet
hasta 224,50 € al mes
A separate loan that covers your tuition month by month — €224.50/month from September 2026. Also open to EU students who don't qualify for full student finance.
Lifelong learning credit· Levenlanglerenkrediet
hasta 13.005 € al mes
Tuition loan for adults who no longer have regular student-finance rights — typically 30 to 56 — covering statutory or up to 5× institutional tuition.