Weet waar je recht op hebt.

Studenten in Nederland kunnen terecht bij één centraal stelsel — studiefinanciering van DUO — aangevuld met landelijke toeslagen voor zorg en huur, gemeentelijke studietoeslag voor studenten met een beperking en Europese uitwisselingsbeurzen. De basisbeurs is sinds 2023 terug en de meeste bedragen worden elk jaar per 1 januari geïndexeerd. EU-burgers die minimaal 32 uur per maand werken, komen in aanmerking voor het volledige pakket.

German students assemble their funding from several building blocks. The centerpiece is BAföG — half grant, half zero-interest loan with a hard repayment cap — flanked by merit scholarships like the Deutschlandstipendium and the thirteen Begabtenförderungswerke, state-backed loans from KfW and the Bundesverwaltungsamt, and family-side benefits such as Kindergeld and housing support. Most amounts re-index in steps: BAföG through its reform rounds, Kindergeld and the semester ticket each January. Every entry below carries its sources; amounts are winter semester 2025/26 rates, with 2026 figures where they apply.

Student support in Portugal centres on the means-tested bolsa de estudo from DGES — €871.25 to €6,444.50 a year in 2025/26 — topped up by housing complements for displaced students. Around it sit the merit scholarship, the +Superior grant for studying in the interior, Erasmus+ mobility funding, and free public transport for everyone up to 23. Most amounts are multiples of the IAS social-support index or the minimum wage (RMMG), so they move every year — and every entry below lists its formula alongside official sources.